COVID-19 (coronavirus) CEBT News Flash

With the public health concern of COVID-19, the CEBT Board of Trustees has been in constant communication with each other regarding the virus and its potential impact on CEBT members. The Board is concerned about the health of all members and wants to remove barriers for testing for COVID-19, for both UMR and Kaiser medical plans. Effective February 4, 2020, the plan will waive cost sharing, including deductible, coinsurance and copays, for approved and authorized COVID-19 laboratory tests and test-related visits at a qualified practitioner's office, urgent care, emergency room, or telehealth/telemedicine including Teladoc visits, for covered persons. Coverage includes items and services provided during the visit related to COVID-19 testing services.

Testing must be provided at approved locations in accordance with U.S. Centers for Disease Control and Prevention (CDC) guidelines.

If you think you may have been exposed, or certainly if you are experiencing symptoms, per the CDC it is recommended that you do not immediately visit your doctor’s office or a CEBT Health Center.

It is recommended that you call Teladoc (1-800-TELADOC), call your nearest CEBT Health Center, or call your doctor’s office and they will help you understand exposure and/or symptoms and guide you to the right place of care to get tested for COVID-19, if necessary.

This does not include mass/return-to-work screenings. Please refer to the plan amendment related to COVID-19 for additional detail.

Welcome to CEBT: A Higher Standard of Quality

The Colorado Employer Benefit Trust (CEBT) is a multiple employer trust for public institutions providing employee benefits. Since 1980 CEBT has grown to approximately 33,000 members and over 350 participating groups. The Trust is governed by a board of trustees made up of representatives from participating groups. The Trust fund has $225 million in annual premium deposits with approximately $60 million in total assets.

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About CEBT

The Colorado Employer Benefit Trust (CEBT) is a multiple employer trust for public institutions providing employee benefits. Since 1980 CEBT has grown to approximately 25,000 members and about 260 participating groups. The Trust is governed by a Board of Trustees made up of representatives from participating groups. The Trust fund is approaching $125,000,000 in annual premium deposits with approximately $35,000,000 in reserves. The purpose of the Trust is to spread the risk of adverse claims over a large base of members and reduce administration costs. Since the pool is self-insured, the participating groups are able to benefit from positive overall claims experience and low administrative cost. In fact, the Colorado Employer Benefit Trust has consistently outperformed the market for rate increases.