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About CEBT: A Higher Standard of Quality

The Colorado Employer Benefit Trust (CEBT) is a multiple employer trust for public institutions providing employee benefits. Since 1980 CEBT has grown to approximately 25,000 members and about 260 participating groups. The Trust is governed by a Board of Trustees made up of representatives from participating groups. The Trust fund is approaching $125,000,000 in annual premium deposits with approximately $35,000,000 in reserves.  The purpose of the Trust is to spread the risk of adverse claims over a large base of members and reduce administration costs. Since the pool is self-insured, the participating groups are able to benefit from positive overall claims experience and low administrative cost. In fact, the Colorado Employer Benefit Trust has consistently outperformed the market for rate increases.

If you are interested in a quote for your Colorado public entity, please click here.

Hot Topics

Keep up to date with the latest news from CEBT and our providers.

Affordable Care Act (ACA) 1095 Tax Forms

Click to download the information letter.

Benefit Booklets and Summary of Benefits and Coverage (SBC)

Displays an organized list of current benefit booklets, all in PDF form.

Commonly Used Forms

Download and print forms. Claim forms, enrollment cards, etc. Some forms can be submitted electronically.

Plan Changes

An up-to-date listing of important plan changes.

Frequently Asked Questions

An organized list of questions regarding Benefits,Claims, New ID Cards, etc.

Our Providers

Contact information and links directly to our providers.

Check Claim Status

Look up status for both UMR and CNIC claims.
If you are a member Click Here
If you are a provider Click Here

National Health Care Reform


Individual Plans

There is an option for those members who are no longer eligible to participate in group health coverage through CEBT.

Click here for more information