Welcome to CEBT: A Higher Standard of Quality

The Colorado Employer Benefit Trust (CEBT) is a multiple employer trust for public institutions providing employee benefits. Since 1980 CEBT has grown to approximately 30,000 members and about 300 participating groups. The Trust is governed by a board of trustees made up of representatives from participating groups. The Trust fund is approaching $160,000,000 in annual premium deposits with approximately $35,000,000 in reserves.

Benefit Booklets

Displays an organized list of current benefit booklets, all in PDF form.

Our Providers

Contact information and links directly to our providers.

Commonly Used Forms

Download and print claim forms, enrollment cards, etc. Some forms can be submitted electronically.

Resources

A list of resources and online information that has been compiled for your convenience.

FAQs

An organized list of questions regarding Benefits, Claims, New ID Cards, etc.

Contact Us

Ask general questions, request an identification card, or contact us for a quote for your company.

About CEBT

The Colorado Employer Benefit Trust (CEBT) is a multiple employer trust for public institutions providing employee benefits. Since 1980 CEBT has grown to approximately 25,000 members and about 260 participating groups. The Trust is governed by a Board of Trustees made up of representatives from participating groups. The Trust fund is approaching $125,000,000 in annual premium deposits with approximately $35,000,000 in reserves. The purpose of the Trust is to spread the risk of adverse claims over a large base of members and reduce administration costs. Since the pool is self-insured, the participating groups are able to benefit from positive overall claims experience and low administrative cost. In fact, the Colorado Employer Benefit Trust has consistently outperformed the market for rate increases.